• • When the consumer is connected to Wifi, there is no implicit authentication of the consumer by the network.

• • In order to validate the purchase, the entry of the cell phone number is required with the purpose of receiving a One Time Password (OTP) by SMS. This step grants an additional security for the transaction.

• • The payment is validated in one click after entering the security code.

• • Then, the consumer receives two confirmation messages, first from his operator informing them of their purchase, and the second from the service provider thanking them for the purchase. The amount paid is automatically charged on the consumer’s mobile invoice on a weekly or monthly basis.

I+ mobile : One time Purchase

• • The consumer wishes to purchase an online service. The amount depends on the chosen service. The maximum amount for a one-time purchase is up to 20€.

• • The display of the one-off purchase amount is clearly and explicitly indicated in order to reinforce purchase awareness.

• • The consumer is automatically authenticated by the network operator which leads him to the payment page of his operator.

• • Simple and very fast, the payment is endorsed in only one click. Then, the consumer receives two confirmation messages, first from his operator informing them of their purchase, and the second from the service provider thanking them for the purchase. The amount paid is automatically charged on the consumer’s mobile invoice.

• • When the consumer is connected to Wifi, there is no implicit authentication of the consumer by the network.

• • In order to validate the purchase, the entry of the cell phone number is required with the purpose of receiving a One Time Password (OTP) by SMS. This step grants an additional security for the transaction.

• • The payment is validated in one click after entering the security code.

• • Then, the consumer receives two confirmation messages, first from his operator informing them of their purchase, and the second from the service provider thanking them for the purchase. The amount paid is automatically charged on the consumer’s mobile invoice.

*MVNO : Virtual operators (ex: NRJ, Coriolis..)

Setup Process

• • In order to open a service, the approval of the AF2M is mandatory. The French Mobile Multimedia Association is the national regulator which allows our services.

• • In order to submit your services, you will need : A landing page of the website respecting the required format as well as the basic information regarding your company and the business model wanted for the service.

• • This step will take approximately 10 business days and Mobiyo follows each step and keep the merchant updated with the following grid :

Bonus Information

• • Two operators mentioned above (Bouygues and Orange) use Evina, as a cybersecurity software, which we also decided to adopt. This software allows us to detect and avoid fraudulent transactions. It helps us to ensure the security for the users of our solutions and to allow the merchant to function properly without getting the service closed
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• • Regarding the customers satisfaction, we have our own customer support in France which deals with potential payment disputes with possible refunds if necessary :

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